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z-Central Newsletter

My kids' Remembrance Day ceremony hit me harder than I thought it would

My kids' Remembrance Day ceremony hit me harder than I thought it would

Maybe this is the universal mother in me who feels pain with the mothers of these fallen soldiers. Maybe it is the selfish part that cannot imagine what I would do if one of my children felt the call to service, or was forced to fight in a war.
How to help clients negotiate a severance and plan for the future

How to help clients negotiate a severance and plan for the future

A handy checklist for advisors to assist their clients after a job loss
Renting isn’t a sign of financial inadequacy. It can be a strategic choice that leads to substantial wealth accumulation

Renting isn’t a sign of financial inadequacy. It can be a strategic choice that leads to substantial wealth accumulation

Without the burden of a hefty down payment, closing costs or maintenance expenses, renters can allocate more of their income toward other financial goals.
Why Canada’s economy is facing a turbulent four years – regardless of a Trump or Harris win

Why Canada’s economy is facing a turbulent four years – regardless of a Trump or Harris win

Canada has a lot at stake in Tuesday’s U.S. presidential election – particularly in the event of a Donald Trump victory, which could upend global trade
There’s war raging in two oil-producing regions. Why aren’t we facing a price shock?

There’s war raging in two oil-producing regions. Why aren’t we facing a price shock?

While the global oil market has many facets, the commodity’s newfound steadiness can be partly explained by the changing geopolitics of oil
If we’re in an affordability sweet spot, why aren’t aspiring homebuyers jumping in?

If we’re in an affordability sweet spot, why aren’t aspiring homebuyers jumping in?

Deals may not last long – there’s plenty of precedent to suggest that home prices are poised to skyrocket
Why few Canadian credit-card holders are benefiting from interest-rate cuts, unlike in the U.S.

Why few Canadian credit-card holders are benefiting from interest-rate cuts, unlike in the U.S.

Credit cards in the U.S. typically have variable interest rates, but in Canada the majority of credit cards have fixed rates
Yes, you can be a good parent without taking a photo of your child’s every waking moment

Yes, you can be a good parent without taking a photo of your child’s every waking moment

While photos can offer a wonderful record of childhood, there is a problem with our smartphone-induced compulsion to take photos of children constantly
Sharing personal information with your employer can be tricky business

Sharing personal information with your employer can be tricky business

If deception undermines the core of the employment relationship, it can justify dismissal without severance, even many years later
CRA exempts bare trusts from 2024 tax reporting rules

CRA exempts bare trusts from 2024 tax reporting rules

The government has since been working on new exemptions for bare trusts and began proposing draft amendments in August